The price differences for car insurance are up to 77%. Some of the car insurers apply very different premiums for the same liability insurance while all other items such as the postcode are the same. The car insurance of the neighbor can easily be 400 euros more expensive. Many insurers use microzoning, based on the premium for car insurance based on the zip code, where the last letter of the postcode can make a difference.
Big cities = big differences
That you pay a more expensive premium when you live in a big city like Rotterdam or Amsterdam was already known to most people. But that the same insurance can be almost 77% more expensive a couple of door-to-door doors, many people do not know that. In smaller municipalities and villages, the differences are smaller and large differences are rare. The outliers in smaller municipalities reach a maximum difference of 59%. The risk in cities is higher than in small municipalities, so you pay more premiums in the cities.
700 euros difference between insurers
Not only in the same street or in the village do you have big differences in the insurance premium. The price differences for the same car insurance policy are also great among insurers. On an annual basis there is a difference of more than 705.84 euros between the different insurers. The content of the insurance almost does not save, because the basis is legally established. More expensive is therefore not immediately better. Some cheaper insurance policies are even more flexible and economical in terms of cover than more expensive insurances. It always pays to compare car insurance before you make a choice.
Compare your car insurance
So you do not have to worry about when the neighbor’s car insurance is considerably cheaper than yours. This therefore has to do with the insurer. Compare your car insurance to lower your premium and to view your coverage immediately. Our insurance specialists can advise you, answer all your questions and arrange the switch to another car insurance for you so that you can easily save.